Interest Rates
|
Type of Loans
|
Rate w.e.f 20.12.2022 (%)
|
|
House Furnishing /Addition/Renovation Work
|
10.00
|
|
Consumer Loan/personal loan
|
13.50
|
|
Car Loan
|
8.35
|
|
Two Wheeler Loan
|
12.00
|
|
Vehicle Loan Commercial
|
11.00
|
|
Cash Credit
|
10.50
|
|
Term Loan
|
11.50
|
|
Housing Loan
|
8.00
|
|
Education Loan
|
12.00
|
|
Gold Loan
|
10.00
|
|
Bills Purchase/discounted
|
14.00
|
|
Loan against LIC Policies, KVP/NSC
|
8.50
|
|
Loan against Term deposit except Daily Deposit
|
2% above Term deposit interest rate
|
|
Loan against Daily Deposit
|
11.50
|
|
Any type of agricultural loan
|
10.50
|
|
Loans to staff will be one percent less than the
applicable rates.
|
Deposit Rates
Revised Deposit Interest Rates effective from 21.03.2023
|
Period
|
JUCBL Rates % p.a
|
Senior citizen %
|
|
7 days to 45 days
|
3
|
3.50
|
|
46 days to 179 days
|
4.50
|
5.00
|
|
180 days to 210 days
|
5.25
|
5.75
|
|
211 days to less then 1 year
|
5.75
|
6.25
|
|
1 year to less than 2 years
|
6.80
|
7.30
|
|
2 year to less than 3 years
|
7.00
|
7.50
|
|
3 year to less than 5 years
|
6.50
|
7.00
|
|
5 years to 10 years
|
6.50
|
7.50
|
|
Savings bank rate of Interest
|
@2.70
|
Corporate Address: Tiwary Complex, Kashidih Chowk, Near Mansarovar
Hotel, Sakchi, Jamshedpur-831001 | Phone:
0657-2440211/2442751 | Email: info@jucbl.com
Mango Branch: Old Purulia Road, Mango, Near Jishu Bhawan, 832110 | Phone:
+91-8235077733 , 8235077722